June 22, 2018

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June 3, 2018

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Should you buy a house in a good school district?


Many people look at the schools their children would be attending when looking to buy a new home. However, is this the best way to go?


Houses near good schools are often much more expensive. Sometimes, out of one’s budget. However, if one buys a house in a bad school district, they may decide to pay for
their kids to attend a private school for a good education. Either way, there is an added cost.


Competitive schools are also not for everyone. Some students don’t do well under the pressure, and would be more successful in a less prestigious school.


You may think, well if I buy a house in a good school district, it will benefit my kids now, and me in the future, for the prices of the house will rise and I will make a profit if I decide to sell it. At the same time though, if you buy a house in a less developed area, and it eventually grows and becomes more wealthy, you may make an even bigger profit.


A friend of mine used to own an apartment in Manhattan, long before it grew into the city it is today. She sold the apartment, but greatly regrets it, for today it would be worth millions.


It all depends on your priorities, and what you think is riskier. Leave a comment with your thoughts!

May 28, 2018

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Fruit for thought:

Should you buy your first home in order to live in it, or should your first home be an investment property?

Many people have the mindset that the first home they by should be the home they live in for a very long time. However, this isn’t always the best option for everyone.

Let’s say you want to live in a place where homes are very expensive and you can only afford to rent. However, in other areas in the country houses are much cheaper and you can afford to buy one there. You also may not know where you want to live long-term and are worried that buying a house to live in will be a poor investment if you decide to move.

If this is the case, your best option is to buy a small home in an area where renting is popular. That way, the rent will first pay off your mortgage, and will eventually become passive income once the mortgage is fully paid off.

Buying a house is a good investment is the market is steady and on the rise. If you decide to sell your house, you will still gain revenue. Like President Franklin D. Roosevelt once said, “Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.”


What are your thoughts? Should one wait to buy a house until they have enough money to buy one where they want to live? Or should one buy a small house to rent out as soon as possible as an investment? Leave a comment to share!


May 14, 2018

147 Del Sol, Mountain House, CA, 95391

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April 20, 2018

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Prep Your Home for Fire Season

Install and test smoke alarms. They should be on every level of your home and outside each sleeping area.

Check your fire extinguishersInstall high on the wall, near an exit, and away from children and all heat sources.

Check wiring and outlets. Check all electrical cords to make sure they’re not fraying. If you’re unsure about the capacity of your home’s electrical system, contact a licensed electrician.

Keep your clothes dryer clean. Prevent dryer fires by cleaning the lint filter before and after every load of laundry.

Protect your roof. Wood shingles are the most flammable roof material but can be treated with a fire retardant or a rooftop sprinkler system.

Keep debris away from your home.
Firewood, propane tanks, and building materials should be kept at least 30 feet from your home’s exterior.

Remember to create an evacuation plan. 

April 18, 2018

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Although limited inventory in the California real estate market continues to challenge buyers and sellers alike, one bright spot for Northern California home buyers remains consistent: jumbo mortgages, or non-conforming home loans with balances above $679,650, are predicted to remain attractively priced through the end of the calendar year. With the average purchase price of a typical Alain Pinel listing at approximately $1.6 million, attractive jumbo mortgage interest rates mean qualified buyers will continue to have access to affordable mortgage options as limited home inventory becomes available.

This is the continuation of a trend in the mortgage market for the last two to three years. Traditional mortgage vehicles have seen slight upticks in their interest rates, and jumbo mortgages continue to maintain about an eighth to a quarter percent below most conforming loan rates.

What is creating a challenge for lenders is a slight contraction of the overall mortgage market. In just the past two months, we’ve seen a small but steady rise in conforming mortgage loan rates. That in turn will translate to fewer home refinances overall in 2018 when compared to 2017. It is likely that this contracted mortgage market will push jumbo mortgage lenders to find more lenient ways to lend in order to compete for market share, with big institutional lenders leading the charge to relax guidelines.

This trend bodes well for Northern California home buyers with affordability continuing to be one of the main challenges to home ownership.

April 14, 2018

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No Joke! Comedian Martin Lawrence's Ranch Slays ’Em as the Week's Most Popular Home




’’Dammmmmmmn! When we totaled up the numbers, Martin Lawrence's 116-acre Virginia ranch ranked as the most popular home on realtor.com® this week. Now available for $8.5 million, the funnyman's massive vacation home features a two-lane bowling alley and a movie theater.
Speaking of movies, this week's runner-up played a part in the film "Nights in Rodanthe" and is on the market for $1.25 million. The current owners not only loved the movie and worked to recreate the home's cinematic look, but rescued the structure from flooding by moving it to higher ground. The 83,000-pound home was trucked down the highway to a spot about 2,500 feet away from its original location.
Other popular properties this week include a wild Harry Potter-themed house in Minnesota, a cool apartment for rent in an old Ohio movie theater, and the former Connecticut home of President President Trumpand his former wife, Ivana, now on the market for $45 million.